Dive Master/Dive Con and Insurance

[nauifins73]

I have a quick question about Insurance for DM/DC. My current insurance for Scuba Ranger Instr is a group insurance for shop related activities. When I get my DC completed I will just upgrade my current policy with my LDS. My question is: am I covered as a DC if I am just diving with hubby on a weekend for fun and not on a Shop related trip? If not what do some of our other DM do? Any thoughts James? :)

Thanks,
Becky

[juls64]

I am A PADI Divemaster. I also have coverage thru my shop. This is for liability while I am working as a DM for the shop. On my own, I am not covered. If I want to work as a DM independently, not thru my shop, I would need to pay the extra and get my own policy.

As a side, I also carry DAN insurance for myself and family for diving emergencies, not professional liabilty. I think your post was referring to the liability insurance though.

Julie

[ozarkjim]

Becky,
If you're fun diving with your husband you would not need the liability ins. It only covers instructing/guiding/working with other divers. If you are setting something up for a shop related dive you would need it. If I understand correctly SSI does not allow you to work independent of a store so I would think you would always be covered while working for them. As an independent PADI DM I carry my own policy but on any fun dive where I have to show a c-card, say Coz or the Keys, all they will ever see is my AOW card. There is no need to be named in a lawsuit only because you happened to be on the same boat. Also, as Julie said, DAN insurance (or one of their competitors) for personal coverage is pretty cheap.

Jim

[nauifins73]

You are right a Dive Con can only work with an SSI shop - no independent work.

I carry the DAN prefered policy.

I was just curious if the "same day same ocean" logic carried over to the need for more than a group/shop coverage once a person becomes a DC/DM.

Thanks for the input everyone,
Becky

[tom725]

Excuse my ignorance, but what is a Dive Con?

[steve2281]

Excuse my ignorance, but what is a Dive Con?

I believe it's "Dive Control Specialist" the SSI version of Dive Master.